Stories
|
Use this Universal Book Link (UBL) https://books2read.com/sharkproofliving to view current online retail options for Sharkproof Living: A 7 Step Journey to Financial Independence on your own terms. The link brings together multiple online bookstores and retail platforms in one convenient location, making it easy to find the format and purchasing option that works best for you. |
Guest Blog: The Cool Kids AI Tax™Sharkproof Living is a movement helping people learn about their environment to make better decisions and control the outcomes. You learn to navigate with sharks as a pilot fish instead of becoming shark food. This is a guest blog "Why small businesses are paying for AI enthusiasm instead of AI results." In this environment the shark is the peer group. Not a vendor, not a salesperson, but the crowd that signals what the cool kids are doing. Small business owners who normally behave like disciplined pilot fish start drifting toward AI spending because the shark is moving and they feel pressure to move with it. The result is shark food behavior: money spent without a problem statement, without KPIs, and without a stop rule. Pilot fish do not get to make the sharks leave; they just stop being the ones who buy because the school is turning. Blog author Don Lovett, ProjectBits Consulting (https://projectbits.com, don@projectbits.com) It first appeared at https://projectbits.com/cool-kids-ai-tax/ Most small businesses don’t have discretionary capital. Every dollar spent on a project is a dollar not available for payroll, an equipment repair, or a customer opportunity. That constraint isn’t a weakness — it’s actually a discipline enforcer. Or it should be. Something strange is happening right now. The same owner who agonizes over a $3,000 equipment purchase or contracted service is signing up for AI tools and initiatives without a business case, without defined KPIs, and without a kill switch. The justification? “Everyone else is doing it” — and the fear of being left behind does the rest. The data is not kind to that reasoning. |
Guest Blog: Home-based Solar EnergySharkproof Living is a movement helping people learn about their environment to make better decisions and control the outcomes. You learn to navigate with sharks as a pilot fish instead of becoming shark food. This is a guest blog on home-based solar energy. Blog author Rob Perks (202-286-7435), Energy Advisor, Solar Energy World I recently met the author of a book aimed at helping improve financial literacy amongst consumers: "Sharkproof Living: A 7 Step Journey to Financial Independence on your own terms" by Nabil Bedewi. The “shark-proof” concept is essentially making yourself financially resilient enough that life’s unexpected problems—job loss, market downturns, emergencies, etc.—don’t control your future. |
Financial Literacy Campaign donation to nonprofits
|
Recognizing Lang Luu for Advancing Financial Literacy
|
The number one financial regretThe number one financial regret people have is not starting to save and invest in their 20s and 30s. We can all play a role in changing this.
|
Watch the podcast interview with NabilThank you Edna Howard (Voices of Encouragement) for the opportunity to share my story from retiring at 49 to helping others pursue financial independence through the Sharkproof Living movement. |
FLC Option - 100 Book Bulk PurchaseThe 100 Book Bulk Purchase gives committed groups, organizations, and resellers a simple way to distribute Sharkproof Living: A 7 Step Journey to Financial Independence on your own terms at scale. For $700, you receive 100 paperback copies purchased directly from the author rather than through a retailer. This represents a 50% discount off the individual paperback list price. The price includes standard shipping and applicable sales tax within the continental United States. |
FLC Option - 10 Book Bulk PurchaseThe 10 Book Bulk Purchase gives friends, family, and small organizations an easy way to share Sharkproof Living: A 7 Step Journey to Financial Independence on your own terms with the people they care about. For $100, you receive 10 paperback copies of the book, purchased directly from the author rather than through a retailer (about 30% off the individual paperback list price). The price includes standard shipping and applicable sales tax within the continental United States. |
FLC Option - For eBook ReadersMany readers prefer electronic formats, especially younger audiences. To remove any purchase barriers, the eBook version of Sharkproof Living: A 7 Step Journey to Financial Independence on your own terms is priced around $3. It contains the exact same content as the physical book. |
FLC Option - Gift a Book using AmazonYou can buy Sharkproof Living: A 7 Step Journey to Financial Independence on your own terms directly on Amazon and have it shipped as a gift. This is especially meaningful for new graduates who are about to make their first major financial decisions. A physical copy gives them a starting point for their financial literacy journey and a resource they can return to as their life becomes more complex. |
FLC Option - For EducatorsEducators need tools that are clear, structured, and easy to teach. Sharkproof Living: A 7 Step Journey to Financial Independence on your own terms was built with that in mind. It gives teachers a ready‑made framework they can use in classrooms, workshops, after‑school programs, business or community learning environments. Below are the features that make the book a strong fit for teaching financial literacy: |
The launch of the Financial Literacy CampaignOver the past couple of months, something important became clear: the Amazon reviews for Sharkproof Living have been consistently glowing. That feedback shows the book is helping people cut through complexity on their journey to making better decisions. Now Phase 2 begins: the launch of the Financial Literacy Campaign. |
Rolling a snowball uphillA couple of weeks ago, I shared this thought to ponder: Simplicity is the seed of compounding complexity. Managing it wisely is shark-proof living. We all know how complexity can feel like a snowball rolling downhill. If it is left unchecked, it grows until it becomes unmanageable. This week I have been thinking in reverse. What if the fish is rolling that snowball uphill? |
If I could give every graduate one piece of real-world adviceAcross the U.S., thousands of commencement ceremonies take place every May as nearly four million students graduate. As a student and later as a professor, I sat through more of them than I can count. One universal ritual: everyone gets subjected to speakers of wildly varying quality, and most of what they say evaporates from memory before the chairs are even folded. So if I were giving a commencement speech today, here’s what it would be. |
Something to ponder - Simplicity![]() |
How the Sharkproof Living™ movement startedBack in the mid 1990s, my wife had just finished her doctorate in clinical psychology, and I was deep into my dissertation on applying AI to improve human judgment. At the same time, something else was taking shape, the early Internet. One day I showed her a demo of this evolving “thing” and told her that, combined with AI, it would change the future in ways we couldn’t yet imagine. Half joking, I said her role as a clinical psychologist might soon be eliminated. Without hesitation she said, “Based on what you showed me, my career is very safe because in that future, anxiety and loneliness will become the dominant problems.”
|
How do we achieve Financial Independence (FI)?When I retired at 49, people kept asking me to write a book explaining how I did it. It took me fifteen years to write about my journey of choices, mistakes, and adjustments, but that’s for future blogs. This post is about how we achieve Financial Independence (FI), but first I want to start with a story. |
A quick thank‑you to everyone who’s already started reading Sharkproof Living™Hearing what’s resonating for you, the moments of clarity, the surprises, the shifts, has been incredibly meaningful. This book was written to bring calm to a part of life that stresses so many people and seeing that land for readers is the best part of this whole process. If the book has helped you, one of the most helpful things you can do is share your experience in a short review on Amazon. A sentence or two is more than enough.
|
A thought behind the movementNow that Sharkproof Living™ is available worldwide, I want to start sharing some of my thoughts behind the movement. The ones that shaped the book and the ones that tend to help people the fastest. You’ll find these thoughts helpful for building a clearer, more grounded relationship with your personal finances.
|
Sharkproof Living™ has now completed its full rolloutSharkproof Living™ has now completed its full rollout. The book is officially available across all major Amazon marketplaces in all three formats: Paperback, Hardcover, and eBook (for Kindle devices or the free Kindle apps). If you’d like to support the early momentum, two things make a huge difference right now:
|
Sharkproof Living movement's first toolThroughout my life, I’ve watched the same pattern repeat. People are smart. People are capable. But the world keeps getting louder, faster, and more demanding. Some people get pulled under by it. Some people stay afloat. And others learn how to move through it with clarity and control. That’s why I started the Sharkproof Living™ movement to help people face high‑stakes moments with strength they can trust. |
Does the world really need another personal finance book?Does the world really need another personal finance book? A fair question, and one I’ve asked myself more than once. Here’s the thing: Some books teach a lot, but when the last page turns, you’re left asking, “How do I apply this to my situation?” This book is built to answer that. |
About the FounderAbout the Founder Nabil Bedewi is of Lebanese and Armenian origin. He was born in Egypt, raised in Kuwait, and has lived in the United States since 1979. He is married, and he and his wife have one daughter. Nabil retired as a professor after a long and rewarding career in both industry and academia. Over 29 years, he worked in Information Technology and Project Management, always drawn to the challenge of making complex systems clearer and more usable. His academic foundation spans three disciplines: a Bachelor of Science in Aerospace Engineering, a Master of Science in Systems Engineering, and a Doctor of Science in Engineering Management with a specialization in Artificial Intelligence. That path shaped the way he thinks and the way he teaches: simplify, clarify, empower. |
